Accident & Health: Executive office of company licensed in A&H.
Alternative/ Self Insurance/ Risk Management: Risk Transfer Underwriting focused on these sectors.
Architects & Engineers: One of the clients I served as a broker was a specialized Architects and Engineers insurer.
Asbestos: I have served as an executive officer in companies running off several billion dollars in asbestos reserves. I have also underwritten and broked loss portfolios, stop loss covers for asbestos.
Automobile Liability/Property: Underwrote commercial auto for The Travelers, and as a facultative underwriter. Also underwrote auto liability on a treaty basis.
Bad Faith/Eco: Have underwritten ECO in policies and reinsurance.
Captives/Risk Retention Groups: As CEO of Risk Transfer Underwriting, Inc., we woked extensively with captives and Risk Retention Groups.
Catastrophes (Casualty): Have underwritten and broked both.
Catastrophes (Property): Underwrote catastrophe business as a reinsurer, and placed cat covers as a reinsurance intermediary. Purchased cat covers as an executive officer.
Commercial Liability: Underwrote large accounts for The Travelers, and as a facultative underwriter for Swiss Re. Also did treaty underwriting at Swiss Re and Munich Re. Executive officer overseeing underwriting of direct commercial liability and reinsurance of commercial liability.
Commercial Property: Have underwritten and broked.
Commutations: Completed several billion dollars in commutations at Transit Casualty Co in Receivership, as well as GIO Insurance Ltd. Risk Transfer Underwriting, was an MGA serving in the loss portfolio arena - commutations were a regular part of the business.
Construction Defects: Have underwritten and broked.
Contract Wording: Involved in various bespoke contracts for loss portfolio transfers, adverse loss development covers and stop loss covers. Negotiated direct insurance bespoke policy amendments and reinsurance language, both treaty and fac.
Directors & Officers: Have underwritten and broked.
Disability: Worked on several loss portfolios as an MGA and broker.
Energy: Have broked energy business.
Environmental/Pollution: Have underwritten both insurance and reinsurance. Also broked the covers. Have overseen claims departments in settlement of claims, litigation, arbitration and commutation of the covers.
Excess/Surplus Lines: Broked business to the E&S market, and currently serve on the board of an E&S company.
Fidelity &, Surety: Underwrote at The Travelers.
Financial Guarantee: Underwrote facultative and treaty reinsurance covers for financial guaranty.
Finite: I was involved from the early days of finite reinsurance in the 1980's. Structured and underwrote for Munich Re and it was a principal part of the business of Risk Transfer Underwriting where I served as CEO. I also purchased finite covers as CEO.
Healthcare: At Risk Transfer Underwriting, worked with major health organizations on various insurance products to cap losses or remove losses from balance sheets. Have also worked with healthcare organizations to assist in creating treatment programs (i.e. addiction) that would be covered under workers compensation.
Insolvencies: Responsible for the run-off of one of the largest insolvencies in the US - Transit Casualty Company in Receivership. Testified before Congress on insurance solvency, in that context.
International: I sit on panels overseas, and can hear cases in Spanish, and issue decisions written in Spanish.
Life: Executive officer of Australia's largest life insurer at the time, AMP, which was the parent company of GIO Insurance, where I served as CEO.
Lloyd's: Have worked extensively with Lloyds as a broker, and in run-off. Have broked business to Lloyds and have collected claims from Lloyds.
London Company Market: Served as CEO of a London Company Market - GIO UK. Have also broked business to the company market and have collected reinsurance from the London Company market.
Long Term Disability: Was involved in consulting on the restructuring of two long term disability companies. I have not underwritten or handled claims in the space.
MGA/MGU: Founded an MGA - Risk Transfer Underwriting, Inc.. Currently serve on two company boards, on is an E&S company, which front MGA business. Also serve on an advisory board for a start-up MGA. Published an article on MGA business for the Society of CPCU.
Ocean Marine: Have heard marine cases as an arbitrator.
Personal Lines: Never underwrote personal lines, but trained extensively at The Travelers in personal lines and underwrote and broked reinsurance for personal lines.
Product Liability: Extensive experience as an underwriter (direct and reinsurance) and as a broker. Oversaw claims settlements and reinsurance recoveries in this line of business.
Product/Consumer Warranties: Underwrote faculatative reinsurance for consumer/product warranties
Professional Liability/Errors &, Omissions: Worked in the medical malpractice unit at The Travelers, then transferred to the legal malpractice underwriting unit. I spent a great deal of time transitioning the book of legal malpractice from occurrence coverage to claims made. Have underwritten facultative and treaty reinsurance for malpractice and have overseen the claims operations for professional liability coverage.
Regulatory/Licensing: As an executive officer, regulatory interaction was an integral part of my responsibilities. Been involved in Form A hearings for mergers, aquisitions and sales. Have worked with regulators on solvency issues, including guaranty funds. I also file with insurance regulators annually as a director, and have met the "fit and proper" criteria in the UK and Australia for service as an insurance executive or director.
Third Party Administrator: Extensive work with TPA's. As an executive office of a WC direct writer, all business was handled through TPA's. In the loss portfolio arena, TPA's factor significantly in my experience.
Toxic Tort: Have overseen claims departments settling hundreds of millions of dollars in toxic tort liabilities.
Workers' Compensation: Underwrote WC at The Travelers. Also underwrote on a facultative and treaty basis. Was CEO of a carrier issuing WC policies, and underwrote reinsurance, loss portfolios and stop loss business for WC.
